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/* ── Investering: kostenfactoren ───────────────────────────────────────── */
.cost-factors{list-style:none;display:grid;gap:1px;background:rgba(244,241,235,.12);border:1px solid rgba(244,241,235,.12);margin:1.4rem 0}
.cost-factors li{display:flex;flex-direction:column;gap:.3rem;padding:1rem 1.2rem;background:#111717}
.cost-factors strong{font:500 .62rem/1 var(--display);letter-spacing:.16em;text-transform:uppercase;color:var(--copper-light)}
.cost-factors span{color:var(--muted);font-size:.85rem;line-height:1.6}